Pakistani buyers get easier access to car loans now as demand rises

ISLAMABAD: Car ownership in Pakistan is becoming more attainable as banks step up lending, giving buyers easier access to car loans amid growing demand.

According to the State Bank of Pakistan, bank financing for car purchases reached Rs318 billion in November 2025, marking a 35.5 per cent increase compared to Rs235 billion in November 2024. Month-on-month, lending also inched up slightly by 0.8 per cent, from Rs315 billion in October.

The increase in car loans highlights both the rising demand for vehicles in the country and the supportive role banks are playing to make car ownership more accessible for Pakistani buyers.

Experts say the trend reflects a positive shift toward affordable financing options, enabling more citizens to consider purchasing their own vehicles.